Category: Foxinvestor

Role Of Technology In Financial Planning And Investment Management

Dr. Viibhor Agarwal

Introduction What is Financial Planning Role of technology in financial planning What is Investment Planning Role of technology in investment planning Types Of Financial Technologies Types Of Investment Management Software Used by Financial Managers Technologies Used Financial Services Sector Technologies Used Investment Management Sector Conclusion Introduction: The financial sector, particularly investment management and financial planning, has been significantly impacted by technology. The use of tech has recently made it simpler, quicker, and more accessible for people to manage their accounts and assets. In this article, we’ll examine how technology affects…

Union Budget 2023: A Review

Dr. Viibhor Agarwal

The Union Budget of India for 2023 was presented by Finance Minister Nirmala Sitharaman on 1st February 2023. This budget focuses on the government’s efforts to boost the country’s economic growth and promote inclusive development. This article will review some of the key highlights of the Union Budget 2023. Focus on Agriculture and Rural Development: The government has allocated ₹2,87,000 crore for agriculture and rural development in the budget, focusing on increasing farmers’ income. The allocation includes ₹40,000 crores for the development of agricultural infrastructure and ₹20,000 crores for the…

Union Budget India 2023 Income Tax Expectations: Review

Dr. Viibhor Agarwal

The Union Budget of India 2023 is a highly anticipated event, as it lays out the government’s revenue and expenditure plans for the upcoming fiscal year. The budget is expected to be presented in the first half of 2023 and is likely to focus on boosting the economy, creating job opportunities, and increasing investments in key sectors such as agriculture, manufacturing, and healthcare. In this context, the expectations for income tax provisions in the Union Budget 2023 are of great interest to taxpayers and businesses. Increase in Tax Slabs: One…

How do you work with friends in a startup business?

Dr. Viibhor Agarwal

Working with friends in a startup business can be both rewarding and challenging. To ensure success, it’s important to establish clear expectations and boundaries from the beginning. Here are some tips to help you work effectively with friends in a startup: Clearly define roles and responsibilities: Make sure each person has a clearly defined role and set of responsibilities to avoid overlap and confusion. Communicate openly and regularly: Maintain open and honest communication to avoid misunderstandings and conflicts. Set clear goals and expectations: Establish specific and measurable goals for the…

GST: Transfer of ITC starting with One State to then onto the next can’t be treated as Inward Supply, says Orissa HC

Dr. Viibhor Agarwal

The Orissa High Court, in a recent ruling, held that claim of ITC by an input service distributor (ISD) only in the case of an inward supply, and an ITC transfer from one state to another is not an inward supply. A division bench of Justice Jaswant Singh and Justice M.S. Raman was considering a petition by the assessee, JSW Steel, a public limited company engaged in the business of manufacturing and selling hot and cold rolled coils and sheets, galvanized coils and sheets, and plates. The assessee has been…

Five Ways To Invest In Gold

Dr. Viibhor Agarwal

Five Ways To Invest In Gold   When it comes to investment Gold investment is one of the best investment opportunities that comes our way. Gold investments are profitable in the long run as it is a safe haven when the market is low or going through recession. For example at the time of coronavirus pandemic 2020 people started buying Gold as the market was going through recession and people wanted a safe source where they can park their money. Investors and savers like gold for so many reasons you…

Complete Truth About Health Insurance in India

Dr. Viibhor Agarwal

In today’s world health insurance is one of the basic necessities in a person’s life. But there are so many myths as well as clauses which makes it difficult to understand about health insurance. As there is a high competition in the market so companies and third parties are providing more and more information and facts available for the customers so that they never fall because of myths. Anything which is there in the market has its pros and cons but when it comes to health insurance it has more…

5 mistakes often made by people while purchasing life insurance policy

Dr. Viibhor Agarwal

Investment in a life-insurance policy is really worthy for any individual as it secures your life as well as the lives of your family members. It has a tenure fixed by its company as soon as the tenure is over you get back the whole amount and in case of your demise the total amount at the death is handed over to the nominee. Although because of so many policies and plans prevailing in the market a person gets confused among them as it is really important to compare plans…

HOW TO GET MSME LOAN IN INDIA

Dr. Viibhor Agarwal

MSME means  Micro, Small and Medium Enterprises. The ministry of MSME is a branch of Government of India which executes Micro, Small and Medium Enterprises through the formulation of different rules, regulations and laws in India. The Minister of MSME is Mr. Nitin Gadkari since 31 May 2019.   What are MSME loans?   MSME loans are financial help taken by several financial institutions to fulfil their different expenses that are related to business directly or indirectly. These loans are unsecured in nature and there are certain criterias which an…

Impact of covid 19 on social financial and mental status

Dr. Viibhor Agarwal

Impact of covid -19 Firstly, this virus has created a profound Social Impact. All the affected Nations across the world have uniformly adopted the practice of Social Distancing. People are required to maintain a  distance  of  more  than  one  meter.  This  has  created  many  emotional problems for several people. Televisions continuously telecast  pictures  of  crying  children  who  cannot  go  near  their  parents. Social Distancing has made travel very restrictive such that only one person can travel in motorbike, only two persons can  travel  in  a  car  etc.  All  travels  through …